Digital Banking for
an Online World.

Branches, cash, and sit-down meeting with bankers are history. Medici Bank is a licensed and supervised United States based bank serving international businesses and family offices that would rather be empowered than sold

Banking that goes beyond

what you're used to.

Borderless

The world is flatter, more international and more digital than ever before. Yet, legacy banks are localized to branches, deal in person and support just one currency. Medici Bank handles multiple currencies via Web, smartphone, and embedded software processes

Invisible

Traditional banks spend their money on marketing to drive you to their branch, site or app. Medici's API-first approach is designed to embed the bank into your processes and systems. Just as Uber has made us forget how to pay a taxi, Medici makes banking invisible

Fast

Going to a bank branch during bankers' hours never made sense, and now it's just not safe. Medici knows our clients operate in an always-on world and that no single product can fit the needs of every business. That's why our technology is real-time and cloud-based. Your business doesn't stand still; your money needs to move at the speed of commerce

Seamless

Banks are famous for making you wait and then making you do it their way. Medici Bank is focused on removing barriers, reducing friction, integrating systems, automating processes, reducing time and costs. We simplify banking so you don't need to think about banking

A Fintech and a Bank,

in One.

Our Bank Operating Software System (the BOSS) is built for speed, flexibility and security. Cloud-native, micro-services architected, and autoscaling, the serverless system is both responsive and resilient.

Wrapped in APIs, banking transactions can be embedded into client systems. And, with continuously integrated updates, releases are happening all the time, ensuring the most modern banking and payments tech stack in the market.

Importantly, with a full banking license, you know we are audited, examined,and overseen by a bank regulator, adding security of government oversight. And, unlike non-bank FinTechs, because we are licensed to hold deposits and lend, our system does not sit on top of some other bank's legacy systems.

What Makes Us Different?

"Like Uber, we embed payments behind the clients' preferred tools and processes. We remove steps, we remove friction, we reduce 'time-to-done'.

Eventually, banking becomes invisible— because it's embedded and integrated with the way the customer does business

Ed Boyle

Founder

Prince Lorenzo
de' Medici

Founder

People want to do business but nobody wants to do banking. We're not here forcing customers to use our site, app or branches.

Instead, we're here to minimize interactions with the bank. Ultimately, we want to be the bank that runs like auto-pilot and, if eventually, everyone forgets our name, then we have accomplished our goal