Better Banking for

a Digital World.

Banking will never be the same.
Branches, cash, sit-down discussions with bankers (trying to cross-sell you products) are history. Medici Bank is digital-native. Architected, built and deployed in the cloud, Medici is the bank built for the virtual work world.

Banking that goes beyond

what you're used to.

A Fintech and a Bank,

in One.

Our Bank Operating Software System (the BOSS) is built for speed, flexibility and security. Cloud-native, micro-services architected, and autoscaling, the serverless system is both responsive and resilient worldwide.

Wrapped in APIs, it is accessible and embeddable by, and into, 3rd party systems. Abstract, the system can define, associate and configure objects (users, customers, associates, internal accounts, external accounts, products, 3rd parties, etc) at an atomic level. And, with continuously integrated updates, releases are happening all the time, ensuring the most modern banking and payments tech stack in the market.

Importantly, with a full banking license, you know we are audited, examined, and overseen by a bank regulator, adding security of government oversight. And, unlike FinTechs, because we are licensed to hold deposits and lend, our system does not have to sit on top of some other bank's legacy systems.

What Makes Us Different?

"Like Uber, we embed payments behind the clients' preferred tools and processes. We remove steps, we remove friction, we reduce 'time-to-done'.

Eventually, banking becomes invisible— because it's embedded and integrated with the way the customer does business."

Ed Boyle - Founder

"People want to do business but nobody wants to do banking. We're not here forcing customers to use our site, app or branches.

Instead, we're here to minimize interactions with the bank. Ultimately, we want to be the bank that runs like auto-pilot and, if eventually, everyone forgets our name, then we have accomplished our goal."

Prince Lorenzo de' Medici - Founder


Increasingly, software enables companies to embed 3rd party services into their business. Now, this finally applies to banking and payments as well. The Medici banking systems can be leveraged on a white-label and API basis to stand up new banks or simply add banking functions to existing businesses.


Unlike most bank systems which are housed in bank data centers or moved into a private cloud at their system vendor, all Medici systems (both proprietary and licensed) are architected for the cloud, built in the cloud, and deployed in the cloud. We are standardized around AWS to ensure security, reliability, throughput, and efficiency worldwide. The only legacy we have at Medici is our family name.


We don't want you to visit a branch or, eventually, even visit our online banking. Our goal is to embed banking services into your back-office systems. We've got a real-time banking system and a modern API so that you integrate banking into (and behind) your accounting, ERP, and treasury management systems.



Medici Bank is a tech-forward, developer- oriented platform service that embeds fintech processes for a truly digital age. Our REST JSON APIs are fully consumable and allow you to:

Get Balance Information

Add Recipients

Make Payments

Request Payments

Pull Transaction History

Contact Us.

We are selectively onboarding new accounts. Due to demand, we have a wait-list. If you'd be interested in working with us, please complete the below and we will be in touch soon.

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